Sean and Veronica Chisholm’s unwavering commitment to achieving homeownership.
In 1998, Sean Chisholm and his wife Veronica moved from Chicago, IL to Beloit, WI. Tired of the hustle and bustle of a large city, they sought out a fresh start for their family of six. When they made the move to Beloit, Sean made a significant and unforgettable promise to his wife; Veronica. He pledged to get her a home.
“I promised my wife 24 years ago, “”I’m gonna get you a house.”” I didn’t say when, but I said I would do it.”
Sean can proudly say he kept his promise. He and his wife closed on their first home on June 30th, 2022. But getting to closing day wasn’t easy. The Chisholms, like many families that are locked out of the homebuying process, didn’t know the extent to which credit scores impact one’s ability to buy a home. Their journey began here, working with Acts homebuyer coaches to eliminate debt, create a savings fund, and build a strong credit score.
“We had to work on our credit, my wife’s score was very low, and I didn’t grow up learning about credit. My parents didn’t own their own home, and we never learned about this kind of stuff”.
Over the course of 12 months, Sean and Veronica worked with a homebuyer coach and developed a Financial Action Plan. They paid off their credit cards, tackled medical debt, and then, little by little, put money towards their savings.
Sean and Veronica are proud homeowners, because of the promise Sean kept to his wife, but most importantly because of the promises they kept to themselves. They stayed committed to the Homebuyer Coaching Program and dedicated to their Financial Action Plan. When it got difficult and they felt further away from their goal than ever, they were unwavering. We asked Sean, “What would you say to someone who wants to become a homeowner?”, he responded, “I would tell them to stay committed. Because I almost gave up and I was discouraged, but I remembered how far we came.
My wife and I stayed firm and trusted in the process. This here was one of the biggest obstacles and I’m very blessed and fortunate to be able to tell people I achieved it.”