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Financing Your Future Home

Acts Lending offers an additional pathway to homeownership, providing financing solutions for families whose needs may not be met by traditional financial institutions.

Financing Your Future Home

Acts Lending offers an additional pathway to homeownership, providing financing solutions for families whose needs may not be met by traditional financial institutions.

Logo with a teal house graphic on a blue foundation, and the words Acts Lending in green and blue text to the right.

What Makes Acts Lending Different?

Acts Lending is not intended to compete with traditional lending products. Many families can get loans from banks, credit unions, and mortgage brokers, and we celebrate them! However, for those with additional barriers to obtaining loans, Acts Lending is available.

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One big difference is our lending or underwriting guidelines.

These are a few alternative guidelines that can help families qualify:

  • We allow for a higher debt to income ratio than most lenders
  • Child support debt under $50,000 is acceptable so long as payments are being made and restitution 
  • Minimum time passed since bankruptcy is 6 months
  • Borrowers can be self-employed
  • Loans can be made to individuals with ITIN status

Or you can qualify to purchase and rehab a fixer-upper.

This can be a real opportunity and is a great way to grow financial equity and wealth. Want to learn more about the Home Rehab process? Click here. 


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How to Access Acts Lending:

  1. When you’re ready, an Acts Homebuyer Coach will help you get your loan application together and submit it to Acts Lending.
  2. Acts Lending also accepts referrals from Housing Resources Inc. (HRI) and United Community Center (UCC) in Milwaukee, and from NeighborWorks Blackhawk Region in Rock County. Graduates of their homebuyer counseling programs, along with Acts Housing graduates, are eligible to apply for an Acts Lending loan.

Are you a real estate or financial professional seeking approval to make referrals to Acts Lending? Contact XXX at XXX. (TBD)

All Acts Lending borrowers must be graduates of HUD-certified homebuyer counseling programs. You can start today with our Virtual Orientation.

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Find Your Home. Take the First Step.

Take the first step right now with our 20-minute virtual orientation.

Start Your Journey
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