Our work enabling low-income homeownership for the last 20 years proves that homeownership is possible and transformative for families even in Milwaukee’s most challenged neighborhoods. Each year, ACTS helps over 100 families buy and rehab their own homes.
Each time we do, the city of Milwaukee gets a little bit stronger.
ACTS makes it possible for low income families to become home owners. We provide financial counseling, real estate brokerage, rehab expertise, and through ACTS Lending, Inc., rehab loans, so that low income families can viably purchase a home and make it safe and livable.
For us it’s not just about housing. Our job is to make sure all Milwaukee families have the opportunity to transform their own lives and take a stake in our city’s future.
Just ask the many families ACTS has helped into homeownership.
Most city-owned tax foreclosures can be purchased for $3500. When we hold open house events for some of these properties we can attract as many as 200 people. Once inner-city families realize home ownership is a possibility for them, they sacrifice to get prepared for the opportunity.
Families who purchase these homes save hundreds of dollars a month compared to what they previously paid in rent. With a median household income of $2200/month, many ACTS families used to pay half their income on subpar rental housing. After becoming homeowners, we witness parents using their savings and equity to pay for needed medical care, send their kids to college, or fund small business ventures.
Most of our families roll up their sleeves and pour sweat equity into their new home. Families who commit to the hard work that reclaiming a vacant, vandalized, foreclosed property requires are often working multiple jobs and spend the rest of their time working to make their new home safe and code compliant.
“I feel proud, I feel accomplished, I feel strong, I feel a lot of different things at one time. I think I feel like I did when I graduated. This is mine and nobody can come take this. I did this.”
Lue Lor, Mao Lee and Family
“We like the way Blia was willing to work with us to build credit and qualify for a down payment grant before buying a home.”
Neighbors Building Neighborhoods
ACTS helps low-income families buy homes the government has condemned and banks have abandoned. ACTS develops rehab scopes of work that involve volunteers, local contractors, and the buyer to ensure the cost to rehab is less than the home’s value.
- Asian 21%
- Black 28%
- Latino 43%
- White 8%
“ACTS gave us a home and a permanent address. They don’t realize how much they help people.”
Vang Tou Yang
“I bought my first home with the ACTS program. Now that I am selling, having Blia Cha’s skillfull, bilingual assistance shows me I’m in the right place.”